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Überblick über die Statistik des Gehaltsniveaus für "Credit Risk Officer in Deutschland"

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Überblick über die Statistik des Gehaltsniveaus für "Credit Risk Officer in Deutschland"

85 000 € Durchschnittliches Monatsgehalt

Durchschnittliches Gehaltsniveau in den letzten 12 Monaten: "Credit Risk Officer in Deutschland"

Währung: EUR USD Jahr: 2024
Das Balkendiagramm zeigt die Änderung des Gehaltsniveaus in der Credit Risk Officer Branche in Deutschland

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Risk Management Coordinator, Books Risk Management
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Commercial Banking Risk - Credit Risk Associate
JPMorgan Chase, Bengaluru, Any, India
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team, you will be at the center of keeping JPMorgan Chase strong and resilient. You will work closely with the in-country Underwriters and Credit Executives, providing them with in-depth credit risk analysis of clients and recommendations on risk grades. This role offers an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area.Job responsibilities Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients. Manage quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm's credit related policies, etc. Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives. Build strong knowledge of credit analysis for clients. Build strong stakeholder relationships and maintain open communication channels with Credit Officers and Credit ExecutivesRequired qualifications, capabilities, and skills Minimum 4 years of experience in credit risk Qualifications in MBA (with Finance specialization) / CA Excellent academic record; experience in credit risk Strong grasp of corporate finance concepts and their application Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies Strong communication skills - both oral and written; ability to effectively present analysis and interact with global credit bankers Deadline orientation; close attention to detail and accuracy Proficient in the use of MS Word, Excel and Power Point Ability to work proactively & independently as well as in a team environment Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMsAbout usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamCommercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.Salary: . Date posted: 04/10/2024 10:32 PM
Treasury Management Officer - Middle Market Banking
JPMorgan Chase, Toronto, Ontario, Canada
 Are you customer focused, enjoy building relationships and providing financial solutions to your clients? You have found the right team.As a Treasury Management Officer in Middle Market Banking, you will generate new treasury management business and maintain relationships with clients.You will leverage your deep treasury product knowledge to develop and execute a localized market and product strategywhiledeveloping partnerships with Bankers, Client Service, Product Leadership (Core Cash, Card and Commerce Solutions) and Implementation teams.Job Responsibilities Grow revenue by successfully prospecting and sourcing new treasury management business while retaining and expanding existing customer relationships. Create strategic dialogues around key client-centric issues, incorporating best practices, industry benchmarking, opportunity quantification and solution positioning Collaborate with bankers and clients at senior and strategic levels to proactively provide integrated treasury solutions within a consultative and client driven framework Independently lead business process reviews aligned to key client sales opportunities and engage industry solutions specialist for complex client business process reviews Raise new solution ideas while partner with internal product stakeholders to represent the client perspective in the development and evolution of complex products and solutions Deliver thought leadership to the market, prospects and clients on the working capital solutions at client roundtables, industry conferences, webinars, and professional media platforms. Manage the non-credit risk for customer portfolio and monitor and enhance profitability of all assigned relationships Required Qualifications, Capabilities and Skills 6+ years of cash management, sales and relationship management experience Success developing new business with focus on prospecting utilizing strong selling and negotiation skills Knowledge and understanding of Treasury Service products, credit and risk process, overdraft management discipline, and pricing philosophy Excellent verbal and written communication skills Ability to develop strong working relationships with clients, colleagues, external centers of influence (COI), and external consulting organization Strong time management, organizational and planning skills Demonstrated experience of meeting or exceeding sales goals; proven top individual contributor Preferred Qualifications, Capabilities and Skills Bachelor's degree Certified Treasury Professional designation Strong creative solution and problem-solving abilities About usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamCommercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.Middle Market Banking & Specialized Industries (MMBSI) teams provide credit, cash management, capital markets and corporate finance advisory solutions to corporations, municipalities and nonprofits. Core Banking teams generally focus on clients with annual revenues of $20 million to $500 million. The local delivery model, coupled with the firm's global resources, offers clients customized, comprehensive solutions and personalized service by building long-term relationships.Salary: . Date posted: 04/10/2024 10:31 PM
Credit Risk - Wholesale credit(Chase merchant services) - Associate
JPMorgan Chase, Bengaluru, Any, India
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.As a Credit Risk - Wholesale credit(Chase merchant services) - Associate within the Risk Management and Compliance team, you will be at the center of keeping JPMorgan Chase strong and resilient. You will be focused on identifying, measuring, limiting, managing, and monitoring credit risk across our businesses. Your role will involve conducting periodic reviews of our wholesale portfolio, analyzing financial statements, and managing risk through scheduled credit reviews. This is an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area.The Chase Merchant Services team is focused on credit risk generated through the transactions we process for our merchant clients. Credit exposure is most realized when the merchant suffers a business failure resulting in liquidation. Risk is managed through financial statement analysis and scheduled credit reviews. Area of focus is conducting periodic review of wholesale portfolio defined by a certain threshold of exposure.Job responsibilities: Utilizing commercial credit skills to prepare written financial analysis, Risk Grading, and credit reviews of corporate clients Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk and complete a periodic credit review of clients within the portfolio Understand and assess the customer's business model and its viability in the long run. Identify additional information requirements needed to properly assess risks of the transaction Review and analyze the financial strength and soundness of corporate clients to identify key risks to the continued credit worthiness of the business along with appropriate mitigating factors Considers alternatives to mitigate risk where appropriate. Recommend action to be taken in unfavorable scenarios. Ensure that credit facilities presented are properly graded. Meet defined production and quality scores. Timely submission with no High-Risk quality review findings. Meet assigned timelines and ensure process and policy requirements are met per the business and audit requirements. Stay on top of policies, conventions and follow those diligently. Review completed cases for feedback; act on feedback provided and timely submissions of reworks. Establish strong partnerships with internal clients. Demonstrate client centric behavior i.e., be aware of client's expectations, challenges while securing the firm's interest. Exercise appropriate diligence with client information. Complete adhoc work assigned within expected timelines.Required qualifications, capabilities, and skills Minimum 8 years' experience as a credit officer, underwriter or similar position with thorough knowledge of accounting and financial statement analysis requiring credit judgment and knowledge of various business models Post graduate or an advanced degree in business management, finance or accounting Strong verbal, written, and interpersonal skills, as well as analytical and problem-solving skills. Ability to formulate and articulate objective views based on professional analysis Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues. Proficiency in Microsoft Office Suite, especially Excel, Word and PowerPoint.Preferred qualifications, capabilities, and skills Good organization skills and ability to work within time constraints in a highly regulated environment. Work effectively in a team environment, while assuming individual responsibility. Highly motivated individual with a natural passion to learn and an inquisitive personality. Strong sense of accountability and ownership of tasks. Interest in client interaction with strong verbal and written communication skills. Capable of understanding, describing, and debating complex concepts. Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time. Strong attention to detail and an excellent work ethic.About usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our commitment to operating with integrity and discipline in all that we do. If you are a team player, are solutions-oriented and have an appetite for learning, you'll be a great fit for our team.Salary: . Date posted: 04/17/2024 10:30 PM
Credit Risk - Operations Analyst
JPMorgan Chase, Bengaluru, Any, India
You are a strategic thinker passionate about driving solutions. You have found the right team.As a Credit Risk Operations Analyst in the JPMorgan Wealth Management Domestic credit business, you will be a strategic thinker passionate about promoting solutions. You will work directly with Lending Specialists, Analysts, Underwriters, and Credit Officers throughout the credit approval process, ensuring that our credit operations run smoothly and effectively.Job Responsibilities:Partner with the SBL Lender through the lifecycle of the credit request and ongoing management of the portfolioPrepare the analysis of a client prior to underwriting, including (but not limited to) pulling client credit, generating a collateral analysis, and overall preparation for grading and pricing the loanReview lines of credit on an annual basis and building recommendations for renewal or modification as requiredAnalyze client data across multiple systems and preliminary review of creditReview loan documentation for accuracy, and at times assist Lenders with preparation of loan documentation packagesReview documentation for consistency with federal and local regulationsRequired qualifications, capabilities and skills Strong analytical skillsWorking knowledge of the Financial Markets and their asset vehicles including, but not limited to, Mutual Funds, Equities, Fixed Income and MunicipalsInterest in structuring Credit TransactionsAbility to interact effectively with internal stakeholders and external clients as requiredAbility to learn about financial derivatives, investments and wealth advisory capabilitiesAbility to complete projects with limited supervisionExcellent communication and interpersonal skills (for LatAm roles proficiency in Spanish or Portuguese is required in addition to English)Bachelor's degree in finance or related field requiredAbout usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamJ.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.​Salary: . Date posted: 04/17/2024 10:28 PM
Credit Risk - Wholesale credit(Chase merchant services) - Associate
JPMorgan Chase, Bengaluru, Any, India
The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses. Our practices are designed to preserve the independence and integrity of decision making.The Chase Merchant Services team is focused on credit risk generated through the transactions we process for our merchant clients. Credit exposure is most realized when the merchant suffers a business failure resulting in liquidation. Risk is managed through financial statement analysis and scheduled credit reviews. Area of focus is conducting periodic review of wholesale portfolio defined by a certain threshold of exposure.The purpose of this position is to facilitate periodic credit review of corporate clients and protect the bank from loss while maintaining credit risk within acceptable levels of our framework.Key Responsibilities: Utilizing commercial credit skills to prepare written financial analysis, Risk Grading, and credit reviews of corporate clients Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk and complete a periodic credit review of clients within the portfolio Understand and assess the customer's business model and its viability in the long run. Identify additional information requirements needed to properly assess risks of the transaction Review and analyze the financial strength and soundness of corporate clients to identify key risks to the continued credit worthiness of the business along with appropriate mitigating factors Considers alternatives to mitigate risk where appropriate. Recommend action to be taken in unfavorable scenarios. Ensure that credit facilities presented are properly graded. Meet defined production and quality scores. Timely submission with no High-Risk quality review findings. Meet assigned timelines and ensure process and policy requirements are met per the business and audit requirements. Stay on top of policies, conventions and follow those diligently. Review completed cases for feedback; act on feedback provided and timely submissions of reworks. Establish strong partnerships with internal clients. Demonstrate client centric behavior i.e., be aware of client's expectations, challenges while securing the firm's interest. Exercise appropriate diligence with client information. Complete adhoc work assigned within expected timelines.Qualifications 6 - 8 plus years' experience as a credit officer, underwriter or similar position with thorough knowledge of accounting and financial statement analysis requiring credit judgment and knowledge of various business models Post graduate or an advanced degree in business management, finance or accounting Strong verbal, written, and interpersonal skills, as well as analytical and problem-solving skills. Ability to formulate and articulate objective views based on professional analysis Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues. Proficiency in Microsoft Office Suite, especially Excel, Word and PowerPoint.Skills / Aptitude Good organization skills and ability to work within time constraints in a highly regulated environment. Work effectively in a team environment, while assuming individual responsibility. Highly motivated individual with a natural passion to learn and an inquisitive personality. Strong sense of accountability and ownership of tasks. Interest in client interaction with strong verbal and written communication skills. Capable of understanding, describing, and debating complex concepts. Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time. Strong attention to detail and an excellent work ethic. Volunteer for various activities within the team as well as wider organization. Respond timely to questions asked, information sought; feedback on cases. Proactive approach, a sense of urgency where appropriate.About usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our commitment to operating with integrity and discipline in all that we do. If you are a team player, are solutions-oriented and have an appetite for learning, you'll be a great fit for our team.Salary: . Date posted: 04/17/2024 10:22 PM
Credit Risk - Wholesale credit(Chase merchant services) - Associate
JPMorgan Chase, Bengaluru, Any, India
The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses. Our practices are designed to preserve the independence and integrity of decision making.The Chase Merchant Services team is focused on credit risk generated through the transactions we process for our merchant clients. Credit exposure is most realized when the merchant suffers a business failure resulting in liquidation. Risk is managed through financial statement analysis and scheduled credit reviews. Area of focus is conducting periodic review of wholesale portfolio defined by a certain threshold of exposure.The purpose of this position is to facilitate periodic credit review of corporate clients and protect the bank from loss, maintaining credit risk within acceptable levels of our framework.Key Responsibilities: Utilizing commercial credit skills to prepare written financial analysis, Risk Grading, and credit reviews of corporate clients Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk and complete a periodic credit review of clients within the portfolio Understand and assess the customer's business model and its viability in the long run. Identify additional information requirements needed to properly assess risks of the transaction Review and analyze the financial strength and soundness of corporate clients to identify key risks to the continued credit worthiness of the business along with appropriate mitigating factors Considers alternatives to mitigate risk where appropriate. Recommend action to be taken in unfavorable scenarios. Ensure that credit facilities presented are properly graded. Meet defined production and quality scores. Timely submission with no High-Risk quality review findings. Meet assigned timelines and ensure process and policy requirements are met per the business and audit requirements. Stay on top of policies, conventions and follow those diligently. Review completed cases for feedback; act on feedback provided and timely submissions of reworks. Establish strong partnerships with internal clients. Demonstrate client centric behavior i.e., be aware of client's expectations, challenges while securing the firm's interest. Exercise appropriate diligence with client information. Complete adhoc work assigned within expected timelines.Qualifications 8 - 10 plus years' experience as a credit officer, underwriter or similar position with thorough knowledge of accounting and financial statement analysis requiring credit judgment and knowledge of various business models Post graduate or an advanced degree in business management, finance or accounting Strong verbal, written, and interpersonal skills, as well as analytical and problem-solving skills. Ability to formulate and articulate objective views based on professional analysis Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues. Proficiency in Microsoft Office Suite, especially Excel, Word and PowerPoint.Skills / Aptitude Good organization skills and ability to work within time constraints in a highly regulated environment. Work effectively in a team environment, while assuming individual responsibility. Highly motivated individual with a natural passion to learn and an inquisitive personality. Strong sense of accountability and ownership of tasks. Interest in client interaction with strong verbal and written communication skills. Capable of understanding, describing, and debating complex concepts. Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time. Strong attention to detail and an excellent work ethic. Proactive approach, a sense of urgency where appropriate.About usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our commitment to operating with integrity and discipline in all that we do. If you are a team player, are solutions-oriented and have an appetite for learning, you'll be a great fit for our team.Salary: . Date posted: 04/17/2024 10:22 PM
Capital Risk Management Analytics - Vice President
JPMorgan Chase, LONDON, Any, United Kingdom
Join our dynamic and fast-growing Capital Analytics team, where you will embark on an exciting journey exploring the intricacies of Capital and Risk Weighted Assets (RWA). As a key member of our team, you will delve into the depths of Capital at both a firmwide level and within our key legal entities. By joining our team, you will have the opportunity to make a significant impact on the strategic direction of JPM and work alongside a talented group of professionals, collaborating to tackle complex challenges and drive innovation in the realm of Capital Analytics.As a Data Scientist in Capital Risk Management team, you will push the boundaries of innovation by harnessing the power of cutting-edge data science and analytical techniques, and will apply these techniques to thoroughly investigate the sufficiency and composition of Capital in all scenarios, from normal to highly stressed situations. By doing so, you will play a vital role in ensuring that JPM remains within the required and desired levels of Capital. In addition, you will actively participate in Capital calculations and contribute to the management of buffers, dividends, and buy-backs. These critical decisions, which shape the future of our organization, are at the forefront of our operations. If you are passionate about data-driven decision-making, thrive in a fast-paced environment, and are eager to contribute to top-of-the-house decisions, we invite you to join us on this exciting journey.Job responsibilities Lead the charge on analytics projects, taking them from concept to reality, by constructing cutting-edge data science and machine learning models in Python. These models will enable us to forecast, optimize, and stress Capital and RWA, pushing the boundaries of what is possible. Manage and nurture a team of exceptional data scientists, fostering their growth and development as they contribute to our mission. Craft impactful data visualizations that provide senior management with clear and intuitive insights, empowering them to make informed decisions. Conduct thorough scenario analysis and stress-testing, utilizing the results to drive decision-making and determine appropriate buffers. Embrace a culture of innovation and experimentation, constantly exploring new analytical and statistical techniques to construct robust Capital and RWA models. Collaborate seamlessly across teams and geographies, leveraging data and building analytical tools to help shape the future of predictive modeling.Required qualifications, capabilities, and skills A very high proficiency in Python. Extensive professional experience in data science and machine learning, encompassing statistical models, clustering, regression, neural networks, and time series analysis. A background in finance, providing you with a solid foundation to tackle the complexities of Capital and RWA. Strong data analytics and visualization skills, with a proven ability to extract valuable insights from vast amounts of data and present them in an intuitive manner. A high level of adaptability, thriving in an environment where change is constant and new approaches and experimentation are encouraged. A track record of successfully managing and guiding teams. A lateral thinker with a relentless commitment to execution and exceptional problem-solving skills. Effective partnership and communication skills, including the ability to convey complex concepts to both technical and non-technical stakeholders. A strong academic background, with a minimum of a bachelor's degree. JPMorgan welcomes candidates from all academic disciplines.Preferred qualifications, capabilities, and skills Front-end development, UI design, and dashboarding skills An keen interest and curiosity in Generative AI Knowledge of SQLAbout usJ.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamOur professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.Salary: . Date posted: 04/18/2024 10:29 PM
Risk Management - Home Lending Capital Markets Risk Associate - Capital Markets Risk
JPMorgan Chase, Bengaluru, Any, India
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Capital Markets Associate you will play a pivotal role in best execution strategies at various points in the mortgage life cycle, spanning across origination, core servicing, and default servicing. Home Lending (HL) Risk team is responsible for developing and executing a risk management discipline where risk and return considerations are appropriately factored into decision making. Key risk management decisions that are supported by Capital Markets include: Mortgage Servicing Rights (MSR), Held for Investment (HFI) Portfolio origination credit box, HFI Bulk Whole Loan Purchases, Jumbo Private Label Securitization (PLS) initiatives, and ongoing risk oversight and performance monitoring of key credit and portfolio risk management strategies. Job Responsibilities: Collect and analyze complex data for helping oversight of capital market business and assessing bulk MSR and loan acquisition, sale, and securitizations Perform analysis to evaluate initiatives related to portfolio credit box, due diligence defect analysis, and MSR acquisition risk appetite Risk review, waterfall and stratification for various Bulk and Securitization deals Assist in coordinating information flow across various functional groups Organize data and information in key messages for senior management discussions (transaction risk memos) Conduct ad hoc analytics and contribute to various projects representing Risk Management Continuous enhancement and automation of reports and repetitive processes Adherence to risk and controls framework and build resiliency Required qualification, capabilities and skills: An understanding of various Capital Market structures and credit risk General knowledge on various transaction such as originations, bulk msr purchase and sales, whole loan sales and purchases, securitizations and other related functions within the capital markets space Proficiency in Microsoft Excel, Word, and PowerPoint, SAS and Alteryx Familiarity with company accounting statements (Balance Sheets, Income Statements, etc.) Exposure to lending products with ability to identify and analyze segments of risk An undergraduate and/or graduate degree in a field such as (but not limited to) Business, Mathematics, Economics, Risk Management, Analytics, Finance, or Accounting BS degree and minimum 5+ years Risk Management or other quantitative experience required Preferred qualifications, capabilities and skills: Experience working with stakeholders - building trust through hard work and honest assessments of projects, strong communication, high emotional intelligence Working as part of a highly productive team, where culture and cooperation are critical for success. Previous experience with securitized products such as MBS or other derivatives is a plus Able to prioritize issues and multi-task effectively to handle multiple assignments and be proactive in a fast-paced environment while remaining calm under pressure Able to quickly and effectively respond to rabidly changing business needs and urgent requests Strong problem-solving and analytical skills Familiarity with company accounting statements (Balance Sheets, Income Statements, etc.) Any prior experience working within a consumer bank, particularly within a risk or compliance function, or within transaction management, deal management or capital markets analytical functions MS degree and 3-5 years Risk Management or other quantitative experience preferredAbout usJPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.About the TeamOur Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.Salary: . Date posted: 04/19/2024 10:25 PM
Capgemini Invent (Senior) Consultant Operational Risk
Capgemini Invent, Brussels, Belgium
Job Description Capgemini Invent is the Capgemini Group's global consulting unit for digital innovation, design and transformation. It enables CxOs to shape the future of their companies. More than 10,000 employees work for this at more than 36 locations and 37 creative studios worldwide. They combine strategy consulting, data science, product and experience design, brand management and technology expertise to develop new digital solutions, products, environments and business models for a sustainable future.As a (Senior) Consultant Operational Risk within Enterprise Transformation (“Finance Risk & Compliance”), you will help our clients in optimizing their Operational risk data infrastructure, defining and implementing their data management strategies, developing data-driven solutions and business models, as well as leveraging digital technologies to address ever increasing market and regulatory requirements. Role and Responsibilities As a (Senior) Consultant Operational Risk within Enterprise Transformation, the focus of your role will be enabling clients to leverage the power of data & analytics efficiently and successfully throughout their enterprise, in order to optimize their business processes, improve their operations and drive performance improvementWorking as a (Senior) Consultant, you’ll enjoy a variety of responsibilities including:• Developing Consulting Skills: Developing your communication, analytical and team skills; working effectively in a team with others; Learning and implementing the Capgemini Invent procedures and valuesDelivering for Clients: helping clients defining an Operational Risk data strategy; supporting innovative topics at the interface between business, risk, strategy, regulatory, data and IT; implementing a new operating model which supports innovation and acceleration through data & analytics; finding new ways of getting value from data; providing advice on what tools to use; how to manage data as an asset, how to set up new business models and capabilities. You’ll be empowered to prioritize your own workload in order to complete all jobs on time and to the high quality expected by the client.• Contributing to Capgemini Invent: as you develop your expertise, you’ll be encouraged to support business development activity and create engaging content to; take to market; inform your colleagues and promote working at Capgemini Invent.Qualifications and Education Requirements • 2-5 years’ experience in Operational Risk Management (Non-Financial Risk) within a renowned Management Consultancy Firm (preferred) and/or a Top Tier Banking InstitutionAn outstanding Master’s Degree in business engineering, applied economics, or similarPreferred Skills/Profiles/experiences • You have a strong knowledge of Operational Risk regulations and guidelines (i.e., BCBS: “Principles for the sound management of operational risk”)• You have a proven experience in Operational Risk Framework implementation and/or remediation (i.e., ORM policy, Risk Appetite Statements, RCSAs, loss database, KRIs, risk culture, reporting, etc.)• You have a good knowledge of Enterprise Risk Management• You have a strong understanding of banking processes, activities, and governance• You have a strong knowledge of capital charge methods, calculations & quantifications• You have a deep understanding of Internal Control frameworks (COSO/SOX)• You have experience in the implementation or enhancement of the three lines of defense model• You have a proven experience working with key “GRC” vendors, and/or knowledge of GRC magic quadrant, and/or in GRC tool roadmap implementation/ change management• You are data driven with competences or proven experience in projects automation• You are fascinated by the combination of Data’s technological understanding, strategic analysis and implementation work as well as the talent to think conceptually and analytically• You have a thorough understanding of Data Modelling, Data Governance, Data Quality and Machine Learning or AI concepts, and you have ideally a good knowledge of relevant software in the field of data management and business intelligence• You are certified ORC/FRM/PRM or willing to get a certification• You are an engaging storyteller with excellent written & oral communication skills• You are a proactive, team player with an entrepreneurial mindset and the drive to deliver high quality results.• You are fluent in English and at least French or Dutch.Additional Notes As a team, we value: • Engagement: We believe in providing a stimulating working environment where our consultants are empowered to share their values and are engaged in purposeful work• Specialism: We value sector expertise and ensure you’re aligned to your area of interest to maximize your sector knowledge• Empowerment: Our consultants are empowered to shape their own development plans, taking into account the needs of the business, together with their own interests and aspirations• A diverse and inclusive environment that embraces and values different points of view• Being part of a team: regular meetups, alumni events, and away days – connecting as a team, having fun and learning new skills• Your professional development: you will have the opportunity to receive best-in-class management consulting training from our Capgemini University in ParisCapgemini positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity. We are committed to hiring, developing, and retaining the best people to deliver innovative, world-class solutions for our clients. We foster an inclusive culture that enables everyone to achieve their full potential and enjoy a fulfilling career with us. Our comprehensive flexible benefits package and lifestyle policies enable our employees to balance their individual, family and work-life needs.